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business funding made simple

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Cash in hand in as little a day .


First and foremost, we want you to know: you are a person here. You’re not just another application. At Shamrock Business Capital, we care about our people. We offer the best client services, while using our consultative approach, in areas such as business lending, business finance, and guidance. Our focus is on helping small business owners secure the financing they need. We are not afraid to do things a little differently. We want you to feel empowered and valued here.

How We Help

We have a team of financial experts that are readily awaiting to assist. We provide more than fast and efficient funding. Our small business credit connections, built from years in the industry, help small business owners take advantage of opportunities, clear hurdles, and grow their businesses. We do not make false promises, and that’s a promise.


Our applications are short and simple. Our approval process is quicker than most lenders, because we know you don’t have time to wait for funding. We strive to provide the best quality service. Our main purpose is helping small businesses succeed. This is what our company is founded on, and it is what sets us apart. 

Small Business Loans

Drive your business forward starting today. Benefit from a quick underwriting team, with the personal attention of a lender you can trust. We appreciate small business owners, and understand your challenges. Our application process is convenient, intuitive, and hassle free.

Working Capital Loans

Easy. Fast. Expert. Shamrock Business Capital small business financing enables you to access working capital to improve performance of your small business, with a team of veteran financial experts on your side. We provide a faster, more reliable solution for securing cash flow, with approval from us in as little as 24-hours.

Equipment Financing

Our equipment leasing and equipment financing options secure the equipment and technology you seek for your business; without compromising your working capital or small business credit. We are here to help your business succeed, and know it is like no other. You are never “just a number” here.


We will fund your business up to $500,000. It's the fastest in the lending industry! It all takes into effect under 24 hours!


Bad Credit will not hold you back. We focus on business cash flow and growth plans.


We provide uncollateralized loans, not backed by your personal assets.


We understand your business needs to grow. Our low-impact rates are matched to keep your business cash flow healthy, and manageable.


Most frequent questions and answers

Absolutely! We consider your business and its potential to grow and prosper over bank underwriting and credit guidelines. We will custom-tailor our programs and create the perfect funding solution for your company. We have products to fit any company needs.

 Our programs have zero restrictions and may be used for any of your business needs.

You only need to provide the last 3 months of complete business bank statements (program dependent) and an easy one-page loan application to get started.

To qualify, your business should be based in the United States or Canada, have 2 years’ time in business and $150,000 + in annual revenue.

Usually within 24-48 hours of receiving your application and bank statements. We offer a no-hassle risk-free approval with no strings attached.

Most of our customers recognize the value of having a Working Capital Credit Line available when they need it. That is why over 90% of our customers renew with Shamrock Business Capital as we offer several award-winning equitable line increases and refinance programs.

Decisions are based on the analysis of your bank statements, company profile and personal credit history. We will make sure to give you multiple options and advice for what suits your business best.

Our financing options include poor credit small business loans for owners seeking working capital, regardless of low FICO scores.


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